Rate Options
Control your monthly costs based on when you use energy. Finding the rate that’s right for your lifestyle can add up to savings for you
These rate options are not available for Illinois customers.
Off-Peak/On-Peak Rates

Ameren Missouri offers a range of residential rate options, including Off-Peak/On-Peak rates. You can save by shifting your energy usage to off-peak or mid-peak hours, when the demand and cost for energy is lower.

Off-Peak Times
Demand for energy is lowest during these times, so you’ll pay the least. These times vary by plan but are typically late at night and in the early morning.

Mid-Peak Times
Demand for energy is lower during these hours, so you’ll pay less.

On-Peak Times
Demand for energy is highest during these times, so you’ll pay the most. These times vary by plan but are typically in the afternoon and early evenings.

Pick the Rate That Meets your Needs
Explore the rate options below to find the one that offers the most savings for you based on your lifestyle. Then, simply log in to choose or change your rate. 

Anytime Users is the rate you are most familiar with. You pay one rate for energy no matter when you use it.
TIP: Focus on using less energy overall. Check out these easy energy saving tips you can try today.

Summer: June through September
Winter:
October through May

On the Anytime Users option during the summer, the rate is 15.6c per kilowatt 24 hours per day
On the Anytime Users option during the winter, the rate up to 750 kilowatt hours is 10.6 cents 24 hours per day; 750+ kilowatt hours is 7.1 cents 24 hours per day

To save on this rate, use less energy during the day between 9 a.m. and 9 p.m. when energy is more expensive.
TIP: Focus on using less energy overall. Check out these easy energy saving tips you can try today.

Summer: June through September
On-Peak 9 a.m. ‒ 9 p.m. 
Off-Peak 9 p.m. ‒ 9 a.m.  

Winter: October through May
On-Peak 9 a.m. ‒ 9 p.m.
Off-Peak 9 p.m. ‒ 9 a.m.

On the Evening/Morning Savers option during the summer, the rate from midnight to 9:00am is 15.24 cents per kilowatt hour; from 9:00am to 9:00pm is 15.81 cents per kilowatt hour; from 9:00pm to midnight is 15.24 cents per kilowatt hour
On the Evening/Morning Savers option during the winter, the rate from midnight to 9:00am for 750+ kilowatt hours is 7.01 cents; up to 750 kilowatt hours is 10.45 cents; From 9:00am to 9:00pm for 750+ kilowatt hours is 7.29 cents; up to 750 kilowatt hours is 10.73 cents; from 9:00pm to midnight for 750+ kilowatt hours is 7.01 cents; up to 750 kilowatt hours is 10.45 cents

Pay a discounted rate on the energy you use between 10 p.m. and 6 a.m.
TIP: Do your laundry after 10 p.m. or before 6 a.m. Also, if you own an electric vehicle, this rate option may work well for you.

Summer: June through September
Winter: October through May

On-Peak 6 a.m ‒ 10 p.m., 7 days a week
Off-Peak 10 p.m. ‒ 6 a.m., 7 days a week

On the Overnight Savers option during the summer, the rate from midnight to 6:00am is 7.3 cents per kilowatt hour; from 6:00am to 10:00pm is 18.4 cents per kilowatt hour; from 10:00pm to midnight is 7.3 cents per kilowatt hour
On the Overnight Savers option during the winter, the rate from midnight to 6:00am is 6.3 cents per kilowatt hour; from 6:00am to 10:00pm is 10.3 cents per kilowatt hour; from 10:00pm to midnight is 6.3 cents per kilowatt hour

With the this rate, you can save big if you can shift the majority of your energy usage to mid-peak and off-peak hours, when energy is least expensive. You can choose to use the Smart Savers rate year-round, or you can use it just for the summer (June through September) and use the Anytime Users rate in the winter.
TIP: If you enjoy using smart home products, like a smart thermostat or programmable appliances, and you already pay attention to your energy usage, this rate option may work well for you.

Summer: June through September
On-Peak 3 p.m. ‒ 7 p.m., M‒F, excluding holidays (see list below)
Mid-Peak 6 a.m. ‒ 3 p.m. and 7 p.m. ‒10 p.m. M-F 6 a.m. – 10 p.m. weekends and holidays (see list below)
Off-Peak 10 p.m. ‒ 6 a.m. 7 days a week, including holidays (see list below)

Winter: October through May
On-Peak 6 a.m. ‒ 8 a.m. and 6 p.m. ‒ 8 p.m., M-F, excluding holidays listed below
Mid-Peak 8 a.m. ‒ 6 p.m. and 8 p.m. ‒ 10 p.m., M-F 6 a.m. – 10 p.m. weekends and holidays (see list below)
Off-Peak 10 p.m. ‒ 6 a.m. 7 days a week, including holidays (see list below)

Holidays: New Years’ Day, Good Friday, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Thanksgiving Friday, Christmas Eve Day, and Christmas Day.

On the Overnight Savers option during the winter, the rate from midnight to 6:00am is 6.3 cents per kilowatt hour; from 6:00am to 10:00pm is 10.3 cents per kilowatt hour; from 10:00pm to midnight is 6.3 cents per kilowatt hour
On the Smart Savers option during the summer, the rate from midnight to 6:00am is 7.7 cents per kilowatt hour; from 6:00am to 3:00pm is 12.2 centers per kilowatt hour; from 3:00pm to 7:00pm is 40.5 cents per kilowatt hour; from 7:00pm to 10:00pm is 12.2 cents per kilowatt hour; from 10:00pm to midnight is 7.7 cents per kilowatt hour

This rate option offers significantly discounted pricing during off-peak hours when energy is least expensive.
TIP: Stagger the user of your large appliances and commit to monitoring when and how you use energy.

Note: This rate includes a once-a-month demand charge. This charge is equal to the cost of your hour of highest usage between 6 a.m. and 10 p.m., which is calculated using a higher per-kw rate. The demand charge allows this rate to have the lowest off-peak energy rate of any plan, with the longest off-peak hours.

Summer: June through September
On-Peak 3-7PM M-F
Off-Peak all other hours, and Sat-Sun and on holidays: New Years’ Day, Good Friday, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Thanksgiving Friday, Christmas Eve Day, and Christmas Day.
Summer demand charge $9.28

Winter: October through May
On-Peak 6-8AM, 6-8PM M-F
Off-Peak all other hours, and Sat-Sun and on holidays: New Years’ Day, Good Friday, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, Thanksgiving Friday, Christmas Eve Day, and Christmas Day.
Winter Demand charge $3.83

On the Ultimate Savers option during the summer, the rate from midnight to 3:00pm is 5.8 cents per kilowatt hour; from 3:00pm is 34.1 cents per kilowatt hour; from 7:00pm to midnight is 5.8 cents per kilowatt hour
On the Ultimate Savers option during the winter, the rate from midnight to 6:30am is 5.1 cents per kilowatt hour; from 6:30am to 8:30am is 18.6 cents per kilowatt hour; from 8:30am to 6:00pm is 5.1 cents per kilowatt hour; from 8:0pm to midnight is 5.1 cents per kilowatt hour
Frequently Asked Questions