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Ameren's Benefits

Ameren Benefits

Ameren offers a comprehensive and cost effective benefit program . Co-workers have the opportunity to enroll in coverage that balances the flexibility individuals value with the affordability that is also important.
Ameren supplements a major portion of the cost for medical, dental and vision coverage for all full-time, regular co-workers and eligible dependents, starting on the first day of employment.
Ameren offers medical plans that are HSA eligible. HSAs are a great way to save for both current and future healthcare costs. Most co-workers who choose a HSA eligible plan have the ability to make tax favored contributions and also receive contributions from Ameren.
Ameren provides co-workers with Basic life insurance and Accidental Death and Dismemberment (AD&D) coverage. Most co-workers also have the option to purchase Supplemental life and AD&D coverage.
The Ameren Retirement Plan helps provide a solid foundation of retirement income for co-workers. This is a 100% employer funded plan and requires no co-worker contributions to participate. Co-workers are 100% vested in their account balances after completing 3 years of service with Ameren.
Most regular co-workers are eligible to participate in the Ameren’s 401(k) plan benefits immediately upon employment. A co-worker can choose from a variety of investment funds, offering varying levels of risk. An employee’s elected percentage is invested into their account on a pre-tax or after-tax basis. Co-workers receive a company match on contributions.
Ameren co-workers can choose to participate in FSA accounts each year - Dependent Care and/or Health Care. Co-workers contribute to the FSA on a pre-tax basis, reducing their taxable income. The accounts can be used to pay for qualified day care or healthcare expenses with pre-tax dollars.
Ameren's Work-Life Employee Assistance Program (EAP) provides free confidential professional services for co-workers and members of their immediate family. These services include consultation and online support for everyday life, legal services, financial services, and counselling services.
Ameren cares about co-workers and believes that good health contributes to quality of life. As a result, Ameren offers significant well-being benefits, including smoking cessation, flu shots, well-being fairs, and Weight Watchers. Many sites have on-site fitness facilities for co-workers as well.
Co-workers receive paid holidays, as well as paid vacation time. Co-workers are also provided with a sick leave allowance, which generally increase with a co-worker's length of service with Ameren increases. Time off is also allowed for Special Purposes such as Military service, Jury duty, and Death in family.
Ameren pays up to 100% of a co-worker's tuition and some fees for approved degree programs, up to and including the master's degree level. In addition, courses related to a co-worker's work, or courses that qualify the co-worker for a promotion are reimbursed. A reimbursement is issued upon receipt of final grades at the end of the term.
Ameren offers a stock purchase plan called DRPlus to all co-workers. The DRPlus Plan provides a convenient means of purchasing shares of Ameren Corporation Common Stock (ticker symbol: AEE), without the payment of any brokerage commissions or service charges. The DRPlus Plan is entirely voluntary, and the co-worker can begin or terminate participation at any time.
Full-time co-workers are eligible for LTD benefits, which provides income to a co-worker who is unable to work for an extended period of time due to total disability.

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