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Ameren's Benefits & Perks

At Ameren, we invest in you, so you can power the quality of life you want. Ameren offers a very competitive and comprehensive total rewards package from day one and throughout your career.

Learn more about what Ameren has to offer.

Ameren supplements a major portion of the cost for medical, dental and vision coverage for all full-time, regular co-workers and eligible dependents, starting on the first day of employment.
Ameren offers medical plans that are HSA eligible. HSAs are a great way to save for both current and future healthcare costs. Most co-workers who choose an HSA-eligible plan have the ability to make tax-favored contributions and also receive contributions from Ameren.
Ameren provides co-workers with Basic life insurance and Accidental Death and Dismemberment (AD&D) coverage. Most co-workers also have the option to purchase Supplemental life and AD&D coverage.
The Ameren Retirement Plan helps provide a solid foundation of retirement income for co-workers. This is a 100% employer-funded plan and requires no co-worker contributions to participate. Co-workers are 100% vested in their account balances after completing three years of service with Ameren.
Most regular co-workers are eligible to participate in Ameren’s 401(k) plan benefits immediately upon employment. A co-worker can choose from a variety of investment funds, offering varying levels of risk. An employee’s elected percentage is invested into their account on a pre-tax or after-tax basis. Co-workers receive a company match on contributions.
Ameren co-workers can choose to participate in FSA accounts each year - Dependent Care and/or Health Care. Co-workers contribute to the FSA on a pre-tax basis, reducing their taxable income. The accounts can be used to pay for qualified day care or healthcare expenses with pre-tax dollars.
Ameren's Work-Life Employee Assistance Program (EAP) provides free confidential professional services for co-workers and members of their immediate family. These services include consultation and online support for everyday life, legal services, financial services and counseling services.
Ameren cares about co-workers and believes that good health contributes to quality of life. Ameren offers resources such as smoking cessation, flu shots, Weight Watchers and quarterly well-being incentives.
Co-workers receive paid holidays, as well as paid vacation time. Co-workers are also provided an allowance of medical and illness leave which generally increases with a co-worker's length of service. Time off is also allowed for special purposes such as Military service, jury duty, and death in the family.
Ameren pays up to Federal IRS guidelines of $5,250 for full-time co-workers and $2,625 for part-time co-workers per calendar year of co-worker's tuition and some fees for approved accredited degree programs, up to and including the master's degree level. Courses related to a co-worker's current or future role at Ameren may be considered for reimbursement. A reimbursement is issued upon the receipt of final grades at the end of the term.
Ameren offers a stock purchase plan called DRPlus to all co-workers. The DRPlus Plan provides a convenient means of purchasing shares of Ameren Corporation Common Stock (ticker symbol: AEE), without the payment of any brokerage commissions or service charges. The DRPlus Plan is entirely voluntary, and the co-worker can begin or terminate participation at any time.
Full-time co-workers are eligible for LTD benefits, which provides income to a co-worker who is unable to work for an extended period of time due to total disability.
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